Comprehensive Mortgage Underwriting
This course provides an in-depth exploration of the mortgage underwriting process, starting with loan processing and documentation to ensure accuracy and compliance. It delves into risk analysis, leveraging automated underwriting systems (AUS) and understanding credit and non-credit risk factors. Participants will master credit analysis, income calculations, and essential metrics like LTV, CLTV, and HCLTV. The course also includes analyzing tax returns, understanding self-employment income, and navigating the Tax Cuts and Jobs Act (TCJA). Lastly, it provides expertise in appraisal reviews and underwriting considerations for FHA and VA loans.
Master the critical skills required for effective mortgage underwriting. This course covers the complete underwriting process, including risk analysis, credit evaluation, income calculations, tax return analysis, and appraisal reviews. With a focus on FHA and VA underwriting, it’s perfect for professionals aiming to excel in the complexities of loan assessments.